Help to Buy and Shared Ownership Valuations in Devon

If you are paying off a Help to Buy equity loan, selling a Help to Buy home, or buying more shares in a shared ownership home, you will need a valuation by a RICS Registered Valuer. ClystCore provides these valuations across Exeter, Devon, Cornwall, Somerset, Dorset and Wiltshire, carried out by our RICS Registered Valuer, Thomas Fallaize AssocRICS.

Help to Buy equity loans

To repay all or part of a Help to Buy (England) equity loan, or when you sell or remortgage, the amount you repay is based on the current market value of your home. Target HCA, which administers the scheme, requires a full valuation report by an independent RICS Registered Valuer, and the report is normally valid for three months. We prepare the report in the format they require.

Shared ownership staircasing

When you buy more shares in a shared ownership home, or sell it, your housing association or landlord will need an independent RICS valuation to set the price of the additional share. Check your lease and your provider's requirements, and send us any instructions they give you. We make sure the report meets them.

What the valuation includes

• A full inspection of the property, inside and out.
• Current market value. Help to Buy valuations are at full market value. For shared ownership, many leases allow improvements you have paid for to be disregarded, so tell us about them.
• Comparable sales evidence for similar homes nearby.
• A report prepared to the RICS Valuation Global Standards (the Red Book) and to the scheme's requirements.

Tips for the valuation

• Have a list of any improvements you have made, with dates and receipts.
• Tell us your deadline, because the report has a limited validity period.
• If you are remortgaging at the same time, check whether your lender needs its own separate valuation.

Where we work

We value homes across Exeter, Cranbrook and all of Devon, and across Cornwall, Somerset, Dorset and Wiltshire, including the many newer developments where Help to Buy and shared ownership are common.

Other valuations we carry out

• Probate and inheritance tax valuations
• Matrimonial and divorce valuations
• Capital gains tax and retrospective valuations
• All RICS Red Book valuations

Request a valuation

Tell us the property, the purpose of the valuation and any deadline. Request a Red Book valuation online, email info@clystcore.com or call us on 01392 933392.